A lot of the AF gear - at least the "improved" ones you could get at level 50 - are mentioned to be replicas made by Rowena's folk. Same with several of the other gear sets; they're replicas made by someone - whether it's Rowena, Garlond Ironworks, or another. So, there's usually a way out to describe how you have most of the outfits. I suppose the only ones that could raise questions are the White Mage, Black Mage, and possibly Dragoon garbs... but, again, they could simply be made in the style due to the character's personal aesthetic.
As for me, I don't actually have my characters wearing the job outfits. Chachan wears the Blacksmith AF since he is ICly a Blacksmith and the style fits well for the little Doman dude and there isn't quite the restriction on crafting/gathering AF gear from a lore standpoint. So I suppose that helps.
And even his brother, who is ICly a Scholar... doesn't wear any of the AF gear. I suppose he could, but there are so many other fun things to dress him up in and mix and match that just sticking with the AF gear seems... bland? For me, anyway. Probably because there is less weight to the Scholar outfit from an "importance" standpoint than the Dragoon or Paladin regalia.
As for me, I don't actually have my characters wearing the job outfits. Chachan wears the Blacksmith AF since he is ICly a Blacksmith and the style fits well for the little Doman dude and there isn't quite the restriction on crafting/gathering AF gear from a lore standpoint. So I suppose that helps.
And even his brother, who is ICly a Scholar... doesn't wear any of the AF gear. I suppose he could, but there are so many other fun things to dress him up in and mix and match that just sticking with the AF gear seems... bland? For me, anyway. Probably because there is less weight to the Scholar outfit from an "importance" standpoint than the Dragoon or Paladin regalia.