I had to look up what "skint" meant. 
ANYWAY, even if you can't get onto the RP servers, hopefully you can still find yourself some! We have a section here for play-by-post RP, for example, so that might be worth perusing and possibly participating in to perfect the personality you prefer for your FFXIV persona. P-words.
And there's little groups of RPers all over, I think, too. So there might be something over on Cerberus! Or on another server that has far less of a high bar to entry than Balmung. Or, if you do decide to scrounge up the cash for the transfer, keep in mind that it can move as many characters from one server to another as you'd like - so I'd recommend making a bunch of alts to bring with you should you decide to take that route. Save you a bunch of headache (and walletache!) later.
Best of luck to you and welcome to the RPC!
ANYWAY, even if you can't get onto the RP servers, hopefully you can still find yourself some! We have a section here for play-by-post RP, for example, so that might be worth perusing and possibly participating in to perfect the personality you prefer for your FFXIV persona. P-words.
And there's little groups of RPers all over, I think, too. So there might be something over on Cerberus! Or on another server that has far less of a high bar to entry than Balmung. Or, if you do decide to scrounge up the cash for the transfer, keep in mind that it can move as many characters from one server to another as you'd like - so I'd recommend making a bunch of alts to bring with you should you decide to take that route. Save you a bunch of headache (and walletache!) later.
Best of luck to you and welcome to the RPC!
~