Welcome to the world of roleplay. You're standing on the cusp! 
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In addition to the wonderful advice given above, I can also suggest taking a view at roleplay much as a writer does when creating a character for a book. (In fact, roleplay has launched several writers who now make their living on writing, so it's a good place to get another perspective on creating characters.)Â
When creating a character, remember that roleplay is collaborative, so not only are you creating a character that you hope to enjoy, but also one that others will enjoy. One way to start is to "world build" your character. Many new RPers don't grasp that the worlds we RP in are usually vastly different than the real world, and will often create a character with a Real World view and try to wedge them into a fantasy setting. What results is a character that uses real world lingo and ideals to move through the setting, and even if the lore is followed, the characters feel out of place.Â
You have a great grasp on using the lore language, such as yalms, bells, etc. Another suggestion is to pay attention to to the content of the quest lore to further world-build your character. In adventuring, there are two types of quests you'll mainly run into: The main story quests (MSQ) and normal quests, which are optional. Doing the normal quests will open your perspective to how the non-heroic people of FFXIV live, learning what worries them, how they love, fight and live. It's the best source of quick lore I've come across to get into that mindset. The MSQ is great to pay attention to if you have a view toward playing a hero or villian in the world of FFXIV.Â
On the note of using accents, you don't have to RP one, although many people do as part of building their character into the world. One way to get around it is implying the character has an accent within an emote when they begin to speak, and other is pay attention to the way NPCs structure their sentences in the area you would like to have them from. Also, the more educated a person is, the more they lose an accent and dialect. You could RP a scholar that was raised in Limsa Lomisa (for example), who's largely lost their accent, but might fall into saying anyroad instead of saying anyway. Or Aye instead of yes. Just little things like that.Â
As for server, I'm on Mateus and if you land over there, I'd be happy to help give you practice in a quiet environment to help you get eased into RP, so that you feel comfortable in jumping off the deep end, or I can even have my character "bumb into" your's in one of the lesser populated RP hot spots. Ul'dah is where a good portion of RPers converge for walk-up RP. Girdania and Limsa also get walk-up RP opportunities, but aren't as busy.Â
Either way you go, there'll be people willing to help you, and I hope you find the magic that we did.
 In addition to the wonderful advice given above, I can also suggest taking a view at roleplay much as a writer does when creating a character for a book. (In fact, roleplay has launched several writers who now make their living on writing, so it's a good place to get another perspective on creating characters.)Â
When creating a character, remember that roleplay is collaborative, so not only are you creating a character that you hope to enjoy, but also one that others will enjoy. One way to start is to "world build" your character. Many new RPers don't grasp that the worlds we RP in are usually vastly different than the real world, and will often create a character with a Real World view and try to wedge them into a fantasy setting. What results is a character that uses real world lingo and ideals to move through the setting, and even if the lore is followed, the characters feel out of place.Â
You have a great grasp on using the lore language, such as yalms, bells, etc. Another suggestion is to pay attention to to the content of the quest lore to further world-build your character. In adventuring, there are two types of quests you'll mainly run into: The main story quests (MSQ) and normal quests, which are optional. Doing the normal quests will open your perspective to how the non-heroic people of FFXIV live, learning what worries them, how they love, fight and live. It's the best source of quick lore I've come across to get into that mindset. The MSQ is great to pay attention to if you have a view toward playing a hero or villian in the world of FFXIV.Â
On the note of using accents, you don't have to RP one, although many people do as part of building their character into the world. One way to get around it is implying the character has an accent within an emote when they begin to speak, and other is pay attention to the way NPCs structure their sentences in the area you would like to have them from. Also, the more educated a person is, the more they lose an accent and dialect. You could RP a scholar that was raised in Limsa Lomisa (for example), who's largely lost their accent, but might fall into saying anyroad instead of saying anyway. Or Aye instead of yes. Just little things like that.Â
As for server, I'm on Mateus and if you land over there, I'd be happy to help give you practice in a quiet environment to help you get eased into RP, so that you feel comfortable in jumping off the deep end, or I can even have my character "bumb into" your's in one of the lesser populated RP hot spots. Ul'dah is where a good portion of RPers converge for walk-up RP. Girdania and Limsa also get walk-up RP opportunities, but aren't as busy.Â
Either way you go, there'll be people willing to help you, and I hope you find the magic that we did.
