
I'm out at the moment so can't give aas detailed a response as I'd like, but a few things I'd like to mention:
1- If you are going for a 20 year old character, they would be born in the Year 1557 of the 6th Astral Era.
2- As Warren pointed out, the Gold Saucer but recently opened, but the Platinum Mirage houses Ul'dah's premier gambling halls. This would be a great place to accrue a debt, because its the primary role of the pugilist's guild to "deal" with such debters.
3- As was pointed out, there is a native Lalafellin population in Othard that you could also pull from if you didn't want an Eorzean native character. The Au Ra are but recently immigrated en masse to Eorzea since Garlemald's razing of their territories.
I can provide some links to relevant lore texts when I get home but hope this helps for now! ^^
1- If you are going for a 20 year old character, they would be born in the Year 1557 of the 6th Astral Era.
2- As Warren pointed out, the Gold Saucer but recently opened, but the Platinum Mirage houses Ul'dah's premier gambling halls. This would be a great place to accrue a debt, because its the primary role of the pugilist's guild to "deal" with such debters.
3- As was pointed out, there is a native Lalafellin population in Othard that you could also pull from if you didn't want an Eorzean native character. The Au Ra are but recently immigrated en masse to Eorzea since Garlemald's razing of their territories.
I can provide some links to relevant lore texts when I get home but hope this helps for now! ^^