Personally I think the armor and clothing in XIV is fantastic. It strikes a perfect balance between realistic/practical and ornate. I especially like how female armour is actual armour in most cases. Unlike most other MMORPGs where female "armour" is a metal bikini with glowing spiked shoulderpads that shoot lava or something. I absolutely hate that kind of stuff.
(Dragoon relic armour being an exception for all counts. They should have kept the XI style.)
(Dragoon relic armour being an exception for all counts. They should have kept the XI style.)