
So. reason #2 got knocked out of the ballpark, 4 days into this hiatus.
For those of you hoping to god I don't end up on the streets, well, there ya go.Â
Basically, the issue was I was in debt about 10 dollars USD because of an ongoing XBOX Live payment that I had assumed was shut off. It was not. In the time that it took to fix that, bank fees warranted a much greater payment. This is why you take care of debt as quickly as possible.
So, mom says she'll bail me out, drops 40 bucks, and everything's fine. Except it's not, because mom doesn't take the time to look at the receipt and notice I'm still down -25 USD in spite of what she put into the account. We all enter a state of "it's all paid for, no worries" while the bank charges me up the ass for it.
So, one night I get a bad premonition and decide to go to the ATM. I'm now down -72 USD.
Fuck me sideways.
So we go to the bank, and they agree to remove all bank charges after the initial 40 dollar deposit, as long as we take care of the remaining -25. Mom puts in another good sum, and now I'm at a stable 19 USD.
So...Watch your finances, kids. Always get a receipt when using the ATM, and read that thing. What the bank did for me is atypical of Banks across America. They are not inclined to do it, and most of the time they won't.
Now I just sit on my meager finances and let it build. My dad offered to pay me 8 bucks for every hour of work I do at home, because at the moment, I am jobless, so I have a source of income, now. It's a glorified allowance, really, but it's money in the bank, so I'm not complaining.
For those of you hoping to god I don't end up on the streets, well, there ya go.Â
Basically, the issue was I was in debt about 10 dollars USD because of an ongoing XBOX Live payment that I had assumed was shut off. It was not. In the time that it took to fix that, bank fees warranted a much greater payment. This is why you take care of debt as quickly as possible.
So, mom says she'll bail me out, drops 40 bucks, and everything's fine. Except it's not, because mom doesn't take the time to look at the receipt and notice I'm still down -25 USD in spite of what she put into the account. We all enter a state of "it's all paid for, no worries" while the bank charges me up the ass for it.
So, one night I get a bad premonition and decide to go to the ATM. I'm now down -72 USD.
Fuck me sideways.
So we go to the bank, and they agree to remove all bank charges after the initial 40 dollar deposit, as long as we take care of the remaining -25. Mom puts in another good sum, and now I'm at a stable 19 USD.
So...Watch your finances, kids. Always get a receipt when using the ATM, and read that thing. What the bank did for me is atypical of Banks across America. They are not inclined to do it, and most of the time they won't.
Now I just sit on my meager finances and let it build. My dad offered to pay me 8 bucks for every hour of work I do at home, because at the moment, I am jobless, so I have a source of income, now. It's a glorified allowance, really, but it's money in the bank, so I'm not complaining.