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Can you buy a fc house from the fc bank?


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Can someone authorized to buy a plot use the gil directly from the FC bank, or can do they need to have the gil on their character?

 

I could have sworn I saw the option when I converted my personal cottage for our FC when I had enough gil in both the bank, and on my person, but a net search isn't coming back with anything substantial, and others saying you have to have it on you.

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