Pretty much this. If I were healing, I prefer using bandages with ointments, or anything that would be slow acting/realistic. It depends on the wound and what the characters have available. I like to play out injuries. However, for me, I prefer not to die. If the person I heal decides to, that is up to them, as long as it makes sense. I dont wanna see me heal someone and they bleed out by a flesh wound uncontrollably.
I haven't yet taken part in Grindstone, but I may eventually.